The global adoption of cryptocurrencies continues to accelerate, with an estimated 420 million crypto holders worldwide. As digital currencies become increasingly mainstream, businesses across industries are integrating crypto payment gateways to expand their market reach and meet evolving consumer demands. Accepting crypto doesn't just attract tech-savvy customers—it also enables faster cross-border transactions, reduces chargeback risks, and enhances financial inclusivity.
A crypto payment gateway acts as a bridge between traditional payment systems and blockchain networks, allowing merchants to securely accept digital currencies like Bitcoin, Ethereum, and stablecoins. These platforms often convert crypto into fiat currency automatically, depositing funds directly into a business’s bank account—without requiring the company to hold or manage volatile assets.
In 2025, choosing the right crypto payment processor is more important than ever. With a growing number of solutions offering varying features, fees, and integration capabilities, businesses must evaluate options carefully to ensure security, scalability, and ease of use.
This guide explores the top crypto payment gateways shaping the future of digital commerce—highlighting key features, supported cryptocurrencies, settlement options, and integration tools to help you make an informed decision.
Top Crypto Payment Gateways in 2025
NOWPayments
Founded: 2019
Headquarters: Amsterdam, Netherlands
Supported Cryptocurrencies: 300+
Transaction Fee: 0.5%
Fiat Settlement Currencies: USD, EUR, and more
KYC Required: No
Support: 24/7
NOWPayments stands out as one of the most versatile and developer-friendly crypto payment gateways in 2025. Supporting over 300 cryptocurrencies, including major coins and stablecoins, it offers unparalleled flexibility for businesses aiming to serve a global audience.
The platform operates on a non-custodial model, meaning merchants retain full control over their funds—no third-party holds or freezes. This feature is particularly appealing for companies prioritizing financial autonomy and security.
NOWPayments integrates seamlessly with popular e-commerce platforms like Shopify, WooCommerce, Magento, and OpenCart through ready-made plugins. Its robust API supports advanced functionalities such as auto-conversion from crypto to fiat, real-time transaction tracking, and customizable checkout experiences.
Additional benefits include:
- Stablecoin settlement options
- On/off ramps for easy fund movement
- White-label wallet-as-a-service solutions
- Crypto POS (Point of Sale) systems for physical stores
- Sandbox environment for safe testing
With no minimum withdrawal limits and competitive 0.5% transaction fees, NOWPayments is ideal for startups and enterprises alike—especially in high-growth sectors like iGaming, SaaS, eCommerce, fintech, and streaming platforms.
👉 Discover how easy it is to start accepting crypto payments today.
Cryptomus
Founded: 2022
Headquarters: Vancouver, Canada
Supported Cryptocurrencies: 15
Transaction Fee: ~2%
Fiat Settlement: Yes
KYC Required: Yes
Cryptomus has quickly gained traction among small and mid-sized businesses looking for a straightforward way to accept crypto payments. While it supports fewer cryptocurrencies than leaders like NOWPayments or CoinPayments, its focus on simplicity and compliance makes it a solid choice.
The platform offers essential tools such as crypto-to-fiat conversion, multi-currency wallets, and recurring payment support via API. It integrates well with WordPress, Joomla, and custom-built applications, giving developers flexibility in implementation.
Despite its higher transaction fee (~2%), Cryptomus doesn’t enforce minimum withdrawal amounts, making it accessible for businesses processing lower-volume transactions.
Its regulatory licensing and 24/7 customer support add layers of trust—important factors for companies operating in regulated environments.
While not the most expansive option, Cryptomus delivers reliable performance for eCommerce and gaming businesses seeking basic yet secure crypto integration.
CoinGate
Founded: 2014
Headquarters: Lithuania
Supported Cryptocurrencies: 70+
Transaction Fee: 1%
Fiat Settlement Currencies: USD, EUR, GBP
KYC Required: Yes
CoinGate remains a strong contender in the crypto payments space thanks to its long-standing reputation and broad functionality. Supporting over 70 cryptocurrencies, it strikes a balance between variety and usability.
Merchants benefit from:
- E-commerce plugins for major platforms
- Real-time payment tracking
- Partial payments and refund options
- POS API for brick-and-mortar stores
- Gift card generation
Its 1% transaction fee is competitive, though the minimum withdrawal of 50 EUR may deter smaller businesses. Customer support is limited to business hours, which can be a drawback for global operations needing round-the-clock assistance.
Still, CoinGate’s comprehensive API documentation and developer libraries (Node.js, Python, PHP) make integration smooth for technical teams.
Ideal for retailers and service providers, CoinGate continues to be a go-to solution for companies building omnichannel payment experiences.
👉 Start accepting crypto with seamless integration—explore your options now.
CoinsBank
Founded: 2016
Headquarters: Edinburgh, USA
Supported Cryptocurrencies: 4 (BTC, ETH, LTC, XRP)
Transaction Fee: Starts at ~0.5%
Fiat Settlement: Yes
KYC Required: Yes
CoinsBank takes a niche approach by focusing on fintech and financial services rather than broad retail use. It supports only four major cryptocurrencies but excels in wallet management and fiat gateway solutions.
Key offerings include:
- Multi-signature wallet security
- Prepaid crypto cards
- Role-based access for team accounts
- WooCommerce and Shopify plugins
Its API allows both crypto and fiat processing within a single interface—valuable for businesses managing mixed transaction types. However, limited cryptocurrency support restricts its appeal compared to more diverse platforms.
With 24/7 support and operations in 175 countries, CoinsBank is best suited for fintech startups or financial institutions that prioritize regulatory compliance and internal fund control.
SpicePay
Founded: 2013
Headquarters: Belize
Supported Cryptocurrencies: 4
Transaction Fee: ~2%
Fiat Settlement: Yes
KYC Required: Yes
SpicePay targets businesses in South America, Eastern Europe, and South Asia, though it’s available globally. It specializes in Bitcoin-focused payment processing, offering direct bank transfers and customizable checkout buttons via iframe or API.
While its feature set is basic—supporting only four cryptos and lacking a sandbox environment—it provides reliable service for small eCommerce stores needing simple integration.
Plugins for Magento and WooCommerce allow quick setup, and its transparent pricing (no hidden fees) adds to its appeal.
Due to higher fees and limited innovation compared to newer platforms, SpicePay serves best as an entry-level solution for merchants testing crypto acceptance.
CoinPayments
Founded: 2013
Headquarters: Canada
Supported Cryptocurrencies: 1,340+
Transaction Fee: 0.5%
Fiat Settlement: Yes
KYC Required: Yes
CoinPayments holds the record for the largest number of supported cryptocurrencies, making it a powerhouse for businesses serving ultra-niche crypto communities.
Features include:
- Multi-currency wallets
- Vaulting services for fund security
- Customizable payment buttons
- Full sandbox testing environment
- SDKs for JavaScript, PHP, Python
Its 0.5% transaction fee is among the lowest in the industry, and with support across 182+ countries, it’s highly accessible.
However, the sheer volume of supported tokens can be overwhelming for some users. Still, its longevity, reliability, and extensive documentation make it a trusted name—especially in SaaS and digital goods sectors.
BitPay
Founded: 2011
Headquarters: Atlanta, Georgia, USA
Supported Cryptocurrencies: 4
Transaction Fee: 1%
Fiat Settlement: USD, EUR
KYC Required: Yes
As one of the oldest players in the space, BitPay is synonymous with trust and regulatory compliance. Used by major retailers and charities worldwide, it offers enterprise-grade security and seamless bank deposits.
Key strengths:
- Regulatory licenses in multiple jurisdictions
- Invoicing tools and refund capabilities
- Secure API with webhooks
- Comprehensive sandbox for developers
While it supports only four cryptos (BTC, ETH, BCH, DOGE), BitPay’s focus on stability makes it ideal for large organizations seeking reliable crypto-to-fiat conversion without volatility exposure.
Its 1% fee is standard but justified by its robust infrastructure and global reach across 200+ countries.
Frequently Asked Questions (FAQ)
What is a crypto payment gateway?
A crypto payment gateway enables businesses to accept digital currencies like Bitcoin or stablecoins as payment. It processes transactions securely and often converts them into fiat currency for deposit into your bank account.
Do I need to hold cryptocurrency to use these gateways?
No—many platforms like NOWPayments and BitPay offer non-custodial or auto-conversion features so you never have to store crypto on your balance sheet.
Are crypto payments secure?
Yes. Reputable gateways use encryption, multi-signature wallets, secure APIs, and compliance protocols to protect transactions. Always choose licensed providers with transparent security practices.
How do I integrate a crypto payment gateway into my website?
Most platforms offer plugins (e.g., for Shopify or WooCommerce), APIs, SDKs, or customizable buttons. Developers can use sandbox environments to test before going live.
Which gateway has the lowest fees?
NOWPayments and CoinPayments both charge just 0.5% per transaction, among the lowest in the industry.
Can I accept crypto payments in physical stores?
Yes—several providers like NOWPayments and BitPay offer Crypto POS systems, enabling in-person payments via QR codes or card terminals.
👉 See how top businesses are streamlining crypto payments—click here to learn more.
Core Keywords
crypto payment gateway, accept cryptocurrency payments, best crypto payment processor 2025, cryptocurrency payment gateway comparison, low fee crypto payments, integrate crypto payments, non-custodial crypto gateway