In today’s fast-evolving crypto market, traders demand flexibility, efficiency, and control. The Unified Account system is designed to meet these needs by consolidating multiple trading types into a single, seamless interface. Whether you're a beginner or a seasoned trader, this advanced account structure enhances capital utilization, simplifies risk management, and unlocks new trading strategies—all under one roof.
👉 Discover how a unified trading experience can transform your strategy today.
Why Choose a Unified Account?
Modern cryptocurrency trading involves navigating spot markets, margin positions, perpetual futures, and options—all of which traditionally require separate accounts and constant fund transfers. A Unified Account eliminates these inefficiencies by allowing you to access Spot, Cross Margin, USDT Perpetual Futures, and Options from a single balance.
This integration offers three core advantages:
- Multi-market access with one account – Trade across different products without switching between isolated wallets.
- Shared margin system – Use a single pool of assets as collateral across all supported trading types, significantly improving capital efficiency.
- Advanced hedging capabilities – Offset risks between long and short positions across markets, reducing overall exposure.
These features make the Unified Account ideal for traders looking to optimize performance in volatile markets while maintaining precise control over their portfolios.
Key Benefits of the Unified Account System
Seamless Multi-Product Trading Experience
Gone are the days of manually transferring funds between spot and futures accounts. With a Unified Account, your balance dynamically supports trading activities across:
- Spot Trading
- Cross Margin Trading
- USDT-Margined Perpetual Contracts
- Options
- Simple Earn (eligible assets)
This means you can instantly shift from buying BTC on the spot market to opening a leveraged short on ETH futures—without delays or transaction fees for internal transfers.
Maximized Capital Efficiency
Over 150 cryptocurrencies—including major coins like BTC, ETH, and stablecoins—can be used as margin. Additionally, funds from Simple Earn products can be enabled as collateral, further expanding your usable capital base.
Because margin is shared across all supported trading types, idle assets are minimized. For example, if you hold DOT in your wallet, that balance can simultaneously back a futures position and serve as margin for a margin trade—dramatically increasing your effective leverage and reducing the need for frequent top-ups.
Smarter Risk Management Framework
The Unified Account employs a tiered liability risk control mechanism, engineered to withstand high market volatility. Key features include:
- Lower margin requirements based on net exposure
- More favorable liquidation pricing, reducing slippage during sharp moves
- Automated risk monitoring that helps prevent cascading losses
These protections allow traders to operate more confidently during turbulent periods—knowing their positions are backed by a resilient infrastructure.
👉 Learn how professional traders use unified margin systems to boost efficiency and reduce risk.
Choose the Right Account Mode for Your Strategy
The Unified Account offers four distinct modes tailored to different experience levels and risk preferences.
Classic Spot Mode
Best for: Beginners and regular spot traders
This mode maintains strict separation between trading types—each with its own dedicated balance. While it doesn't support cross-margin functionality, it ensures that losses in one area don't affect other holdings.
Ideal for users who:
- Focus primarily on spot trading
- Want clear, predictable risk boundaries
- Are new to crypto trading
Single-Currency Margin Mode
Best for: Regular traders exploring derivatives
This mode allows USDT to act as margin for derivatives (like futures and options), while keeping other coin balances isolated in spot accounts.
Key advantage: If your USDT-margined futures position is liquidated, your BTC or ETH holdings remain unaffected.
Supports: Spot, USDT Perpetual Futures, Options
Perfect for traders who want to dabble in derivatives without risking their entire portfolio.
Multi-Currency Margin Mode
Best for: Professional traders managing complex portfolios
Enable multiple coins—including earnings from Simple Earn—as shared margin across all trading types. This maximizes capital efficiency and enables sophisticated hedging strategies.
Features:
- Hedge spot longs with futures shorts using the same asset pool
- Reduce manual margin adjustments during volatile swings
- Automatically utilize available balances to meet margin needs
Supports: Spot, Cross Margin, USDT Perpetual Futures, Options, Simple Earn
👉 See how top traders use multi-currency margin to maximize returns with less capital.
Portfolio Margin Mode
Best for: Advanced hedge traders and institutions
This mode calculates margin based on net exposure per underlying asset. For example, if you’re long 1 BTC in spot and short 1 BTC in futures, your net position is zero—requiring little to no margin.
Benefits:
- Drastically reduce margin usage through offsetting positions
- Improve capital efficiency for arbitrage and market-neutral strategies
- Ideal for traders running pairs trades or volatility spreads
Supports: Spot, Cross Margin, USDT Perpetual Futures, Options
How Risk Control Works in a Unified Account
Understanding risk parameters is crucial when leveraging shared margin systems.
Tiered Liabilities Risk Management
This system evaluates your total liability across all positions and adjusts margin requirements accordingly. It’s designed to:
- Withstand extreme price swings
- Provide earlier warnings before liquidation
- Offer smoother auto-deleveraging processes
By aggregating risk intelligently, the system gives you more breathing room during volatile events—without compromising platform safety.
Leverage Flexibility: Up to 20x at Coin Level
While overall leverage depends on your position size and risk profile, certain coins allow up to 20x leverage when viewed individually. This granular approach lets experienced traders fine-tune exposure while staying within safe risk thresholds.
Frequently Asked Questions (FAQ)
What are the requirements to use a Unified Account?
There are no minimum asset requirements for Classic Spot Mode or Single-Currency Margin Mode, making them accessible to all users. To upgrade to Multi-Currency Margin Mode, you must have at least $500 in spot assets. Access to Portfolio Margin Mode is currently available by request through customer support or VIP managers.
How many account modes are available?
There are four account modes:
- Classic Spot Mode
- Single-Currency Margin Mode
- Multi-Currency Margin Mode
- Portfolio Margin Mode
Each caters to different trading styles and experience levels.
What are Initial Margin Ratio (IMR) and Maintenance Margin Ratio (MMR)?
- Initial Margin Ratio (IMR) = Margin Balance / Initial Margin
When IMR drops to 100% or below, the system triggers Auto-Cancel to prevent further risk accumulation. - Maintenance Margin Ratio (MMR) = Margin Balance / Maintenance Margin
If MMR falls to 100% or below, liquidation is initiated. Keeping this ratio high ensures greater account stability.
What is Auto Borrow?
Auto Borrow is a feature exclusive to Unified Accounts. When enabled on the spot trading page, the system automatically borrows funds needed for trades. Interest begins accruing hourly and is deducted at the start of the next hour after borrowing. Repayment occurs automatically when you deposit or sell assets.
What counts as liabilities in a Unified Account?
Liabilities include:
- Borrowed amounts from spot margin
- Negative balances caused by interest deductions or trading losses
- Unrealized PnL from futures positions
- Option position valuations
- Simple Earn funds (if used as margin)
How is interest calculated?
Interest = Principal × Hourly Borrowing Rate × (1 + 18%)
Charges are calculated hourly and deducted at the beginning of the next hour. If you repay the borrowed amount before the settlement time, no interest will be charged.
By unifying trading capabilities into one intelligent system, the Unified Account empowers traders with greater flexibility, efficiency, and control. Whether you're testing derivatives for the first time or running advanced hedging strategies, this framework adapts to your needs—helping you trade smarter in any market condition.
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