In the world of digital asset trading, advanced risk management and flexible capital utilization are essential for experienced traders. One powerful tool that meets these needs is cross-currency margin mode—a sophisticated trading configuration available under a unified trading account system. This mode is particularly well-suited for seasoned traders engaged in spot, leveraged, and derivatives trading, offering enhanced flexibility in how margin is allocated across multiple assets.
Designed for users who understand market volatility and risk exposure, cross-currency margin mode enables more efficient use of available funds by allowing different positions to share a common pool of collateral—denominated in USD—across various cryptocurrencies.
👉 Discover how cross-currency margin mode can enhance your trading efficiency
How to Enable Cross-Currency Margin Mode
Switching to this advanced trading mode is straightforward, whether you're using the mobile app or web platform.
- On Mobile App: Navigate to 【Trade】 → Tap the icon in the top-left corner → 【Trading Settings】 → 【Account Mode】 → Select 【Cross-Currency Margin Mode】
- On Web Platform: Go to 【Trade】 → 【Margin & Futures Trading】 → Upper-right corner → 【Account Mode】 → Choose 【Cross-Currency Margin Mode】
Once activated, your account will operate under a unified margin framework, enabling seamless interaction between different types of trades.
Account Requirements
To ensure traders have sufficient experience and capital resilience, access to cross-currency margin mode requires a minimum net account value:
Total account assets must equal or exceed 10,000 USD (equivalent)
This threshold helps maintain stability and reduces the likelihood of forced liquidations due to insufficient equity.
Supported Trading Products
One of the key advantages of cross-currency margin mode is its broad compatibility with multiple financial instruments. Traders can simultaneously manage positions across:
- Spot trading
- Margin trading (leveraged)
- Delivery contracts (futures)
- Perpetual contracts
- Options contracts
All these products operate within a single integrated environment, streamlining portfolio management and improving capital efficiency.
Available Margin Modes
Within cross-currency margin mode, two sub-modes are available:
- Isolated Margin (Per Position)
Each position has its own dedicated margin. Profits and losses do not affect other positions. Ideal for risk containment on individual trades. - Cross-Currency Full Margin (Shared Across Assets)
All eligible assets in the account are converted into USD value and pooled together as shared collateral. Gains from one position can offset losses from another.
👉 Learn how to maximize your trading potential with full cross-currency margin
Example: How Cross-Currency Full Margin Works
Imagine your account holds BTC, ETH, and OKB. If you open a BTC perpetual contract and an ETH futures position under cross-currency full margin mode, the system automatically converts all your holdings into USD-equivalent value to serve as margin.
- Your BTC gains can offset ETH losses.
- The entire portfolio supports all open leveraged positions.
- This reduces the need to manually allocate specific coins as collateral.
However, this interconnectedness also increases systemic risk—if one major position suffers significant losses during volatile market swings, it may impact the entire account balance.
⚠️ Important Risk Note: In extreme market conditions, large drawdowns in one or more positions can lead to total loss of all funds in the account when using full cross-currency margin.
Risk Control Mechanism
To protect both users and the platform, strict risk controls are enforced:
- All cryptocurrency balances are converted into USD value to calculate initial and maintenance margin.
- All full-margin positions share the same collateral pool, with profits and losses netted across positions.
- When maintenance margin ratio ≤ 300%, the system issues a liquidation warning.
- When maintenance margin ratio ≤ 100%, automatic forced liquidation is triggered.
This mechanism ensures that traders stay informed about their risk exposure and take timely action before critical thresholds are breached.
Automatic Borrowing & Interest Policy
A standout feature of cross-currency margin mode is automatic borrowing, which allows traders to enter positions without holding the underlying asset.
For example:
- You don’t need to own ETH to short or long ETH perpetuals.
- The system will automatically borrow ETH (or any supported asset) on your behalf.
Interest-Free Quotas
To reduce trading costs, each currency comes with an interest-free borrowing limit:
| Currency | Interest-Free Quota |
|---|
(Note: Table removed per formatting rules; content preserved below)
Each cryptocurrency has a predefined免息额度 (interest-free amount), including:
- USDT: 20,000
- USDC: 5,000
- BTC: 1
- ETH: 5
- LTC: 10
- XRP: 5,000
- BSV: 5
- TRX: 30,000
- LINK: 50
- DOT: 50
- ADA: 500
- ALGO: 500
- ATOM: 20
- FIL: 10
- DASH: 2
- IOST: 10,000
- IOTA: 500
- KNC: 200
- NEO: 10
- ONT: 300
- QTUM: 100
- THETA: 100
- SUSHI: 30
- SUN: 20
- XLM: 1,000
- UNI: 20
- XMR: 2
- XTZ: 100
- ZEC: 2
- YFI: 0.01
- YFII: 0.1
Interest is only charged hourly, calculated at each full hour, when your unrealized loss exceeds the interest-free quota. This makes short-term trading more cost-effective while still encouraging responsible borrowing practices.
Frequently Asked Questions (FAQ)
Q1: Can I switch back from cross-currency margin mode to isolated mode?
Yes, you can change your account mode at any time through the settings menu—provided all positions are closed or meet the requirements of the target mode.
Q2: Are all cryptocurrencies eligible as collateral?
Most major coins are supported, but eligibility depends on platform policies and market liquidity. Stablecoins like USDT and USDC typically carry higher weightings.
Q3: What happens if I exceed my interest-free borrowing limit?
Once your unrealized loss surpasses the免息额度, interest begins accruing hourly based on current lending rates for that asset.
Q4: Does automatic borrowing work for spot trading too?
Yes, automatic borrowing applies to both spot and derivatives trading within the cross-currency margin framework.
Q5: How often is the maintenance margin ratio updated?
The ratio is updated in real-time based on market prices and position performance. Warnings are sent immediately when thresholds are breached.
Q6: Is cross-currency margin safe for beginners?
Due to its high-risk nature—especially in full cross-margin mode—it’s recommended for experienced traders familiar with leverage and volatility management.
👉 Start using cross-currency margin mode with confidence
Final Thoughts
Cross-currency margin mode represents a significant step forward in integrated digital asset trading. By unifying collateral across spot, margin, and derivatives markets, it empowers traders to optimize capital usage and respond dynamically to market opportunities.
However, with greater flexibility comes increased responsibility. Traders must closely monitor their maintenance margin ratios, understand borrowing costs, and remain vigilant during periods of high volatility.
Whether you're hedging exposures or leveraging multi-asset strategies, mastering cross-currency margin mode can be a game-changer—provided it's used wisely and with proper risk controls in place.
Core Keywords: cross-currency margin mode, margin trading, leverage trading, unified trading account, automatic borrowing, maintenance margin ratio, risk control, USD-denominated collateral