How to Change Currency on Crypto.com App (Step by Step)

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Changing your currency on the Crypto.com app is a straightforward process that allows you to manage your funds more effectively, whether you're buying, selling, or spending cryptocurrency. This guide walks you through each step clearly and concisely, helping both beginners and experienced users navigate the platform with confidence.

Whether you're converting between fiat currencies like USD or EUR, or switching between different cryptocurrencies such as Bitcoin (BTC), Ethereum (ETH), or stablecoins like USDC, understanding how to change currency on the Crypto.com app is essential for smooth transactions.

Accessing the Currency Conversion Feature

To begin, ensure you have the latest version of the Crypto.com app installed on your smartphone. Older versions may lack updated features or display outdated interfaces, which could cause confusion.

  1. Open the Crypto.com app and log in securely using your credentials.
  2. On the home screen, you’ll see your wallet balance displayed prominently.
  3. Tap on “Trade” at the bottom navigation bar — this is where all buying, selling, and currency conversion actions take place.

👉 Learn how to instantly swap between digital and fiat currencies with ease.

Step-by-Step: How to Change Currency

Once you're in the Trade section:

  1. Select “Buy/Sell Crypto” or tap “Swap” depending on your goal:

    • Use Buy/Sell if you want to exchange fiat money (like USD) for crypto.
    • Use Swap to convert one cryptocurrency into another (e.g., BTC to ETH).
  2. Choose the currency you currently hold from the "From" field.
  3. Select the target currency in the "To" field.
  4. Enter the amount you'd like to convert.
  5. Review the estimated output and fees — Crypto.com typically shows real-time exchange rates with transparent fee breakdowns.
  6. Confirm the transaction by tapping “Preview Swap” or “Buy”, then authenticate using your PIN, biometrics, or two-factor authentication (2FA).

The converted funds will appear in your wallet shortly — usually within seconds for most swaps.

Using the Crypto.com Card for Spending

One of the standout features of the platform is the Crypto.com card, a physical or virtual debit card that lets you spend your crypto anywhere Visa is accepted. When you make purchases, the app automatically converts your chosen cryptocurrency into local currency at point-of-sale.

You can customize which crypto asset powers your card under:

This means you can choose to spend from your CRO, BTC, or other holdings — giving you control over which assets you use and when.

👉 Discover how multi-currency wallets make global spending seamless and secure.

Withdrawing Funds to Your Bank Account

While not directly related to changing currency within the app, it's important to understand how to withdraw money from Crypto.com to your bank account — especially after converting crypto back to fiat.

Here’s how:

  1. Go to Wallet > Withdraw > Fiat.
  2. Choose your linked bank account and select the currency (e.g., USD).
  3. Enter the withdrawal amount.
  4. Confirm identity verification if prompted (KYC may be required).
  5. Submit the request.

Processing times vary but typically take 1–5 business days depending on region and banking partner.

Note: Before initiating large withdrawals, ensure your account is fully verified to avoid delays.

Frequently Asked Questions

Can I change my base currency on Crypto.com?

Yes, you can set a preferred fiat currency (such as USD, EUR, GBP) as your default display currency. To do so:

This setting affects how prices and balances are shown across the app but doesn’t alter your actual holdings.

Are there fees for changing currency on Crypto.com?

Most internal swaps between major cryptocurrencies and stablecoins incur minimal or no fees, especially for users with higher CRO stake levels. However, some conversions may include small network or spread-based fees. Always review the fee summary before confirming a trade.

Is it safe to convert currencies within the app?

Absolutely. Crypto.com employs enterprise-grade security measures including end-to-end encryption, cold storage for assets, and mandatory 2FA for sensitive operations. As long as you protect your login details and device access, currency conversion is secure.

How fast are currency conversions?

Most trades execute instantly — typically within seconds. Delays may occur during periods of high network congestion or maintenance, but these are rare.

Can I reverse a currency swap?

No — once a swap is confirmed, it cannot be undone. Always double-check the details before finalizing any transaction.

Does changing currency trigger tax events?

In many jurisdictions, swapping one cryptocurrency for another is considered a taxable event. Consult a tax professional in your country to understand reporting obligations related to crypto conversions.

👉 Stay ahead with tools that simplify multi-currency management and real-time trading.

Final Thoughts

The ability to change currency on the Crypto.com app empowers users to take full advantage of global financial opportunities — from investing in digital assets to spending them like regular money. With an intuitive interface, strong security protocols, and versatile functionality like card integration and instant swaps, Crypto.com remains a top choice for modern crypto enthusiasts.

By following this guide, you now know exactly how to switch between currencies efficiently and safely. Whether you're managing personal finances or exploring new investment avenues, mastering this core feature enhances your overall experience on the platform.

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