The world of digital finance is rapidly evolving, and XRP—ranked as the fourth-largest cryptocurrency by market capitalization—has emerged as a pivotal player in reshaping global payment systems. Designed by Ripple for fast, secure, and decentralized cross-border transactions, XRP offers tangible utility for financial institutions and enterprises alike. Beyond speculative value, its real-world application in reducing transaction costs and settlement times has attracted serious attention from corporate treasuries worldwide.
While Bitcoin remains the dominant store of value, forward-thinking companies are now diversifying their treasury reserves with XRP, recognizing its potential to drive innovation in payments, treasury management, and decentralized finance (DeFi). In 2025, a growing number of public and private firms have made strategic moves to allocate millions into XRP holdings, signaling a shift toward institutional adoption.
Let’s explore the top five corporate giants that have committed substantial capital to building XRP treasuries—and what this means for the future of enterprise crypto integration.
Worksport Ltd.: Automotive Innovation Meets Crypto Strategy
Worksport Ltd., a U.S.-based manufacturer specializing in truck tonneau covers, has redefined its financial strategy by embracing digital assets. Headquartered in West Seneca, New York, the company focuses on sustainability and utility in the automotive aftermarket sector.
In late 2024, Worksport announced a bold shift: allocating up to $5 million—or 10% of its excess cash reserves—into cryptocurrencies, including Bitcoin and XRP. This move is not merely speculative; it’s a calculated effort to hedge against inflation and leverage the growing acceptance of digital currencies.
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Beyond investment, Worksport plans to accept cryptocurrency payments across its e-commerce platform. By doing so, the company expects to reduce transaction fees by as much as 37%, improving margins while offering customers more flexible payment options. The inclusion of XRP specifically reflects confidence in its scalability and low-cost transaction model—features critical for high-volume retail operations.
This dual approach—treasury diversification and operational integration—positions Worksport as a pioneer among mid-sized enterprises adopting blockchain technology.
Hyperscale Data Inc.: Building Financial Infrastructure on XRP
Hyperscale Data Inc., a U.S. holding company focused on high-performance computing and digital infrastructure, has taken one of the most aggressive corporate stances on XRP to date. Through its subsidiary, Ault Capital Group (ACG), the firm plans to acquire $10 million worth of XRP by the end of 2025.
This strategic purchase is designed to strengthen ACG’s financial services arm, enabling the development of crypto-native products such as cross-border settlement solutions and real-time payment systems. With XRP’s average transaction cost below $0.01 and settlement time under four seconds, the asset aligns perfectly with Hyperscale’s vision for modern financial infrastructure.
The acquired XRP will be recorded as a crypto asset on ACG’s balance sheet, underscoring its legitimacy as a long-term holding. More notably, the company intends to launch an XRP-based lending platform in late 2025, targeting publicly traded U.S. companies seeking liquidity through crypto-collateralized loans.
By integrating XRP into both treasury reserves and product development, Hyperscale is setting a precedent for how tech-driven firms can use digital assets to build scalable financial services.
Webus International Limited: Global Mobility Powered by XRP
Webus International Limited, a China-based provider of premium chauffeur services, is leveraging XRP to revolutionize international payments within its global network. On May 30, 2025, the company announced a landmark $300 million XRP treasury initiative, managed in partnership with Samara Alpha Management LLC, an SEC-registered investment adviser.
To fund this ambitious strategy, Webus is utilizing non-equity financing methods such as bank loans, shareholder guarantees, and institutional credit lines—avoiding dilution while maintaining financial flexibility.
The core objective? To create a seamless, blockchain-powered payments ecosystem that supports:
- Fast cross-border settlements between drivers and clients
- On-chain booking records for transparency and auditability
- A Web3-based loyalty program rewarding frequent users with tokenized incentives
With operations spanning multiple continents, Webus requires instant, low-cost international transfers—a challenge perfectly addressed by XRP’s ledger technology. This makes XRP not just an investment, but a foundational component of their operational infrastructure.
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VivoPower International PLC: Energy Meets Decentralized Finance
VivoPower International PLC, a London-headquartered sustainable energy solutions provider, is undergoing a transformative shift toward digital finance. In May 2025, the company secured $121 million from Saudi Arabia’s Eleventh Holding Company, with a significant portion earmarked for purchasing and holding XRP.
This funding will support three key initiatives:
- Building out an XRP-focused corporate treasury
- Establishing a dedicated DeFi development team
- Reducing existing debt and bolstering working capital
VivoPower has stated its intent to evolve into an “XRP-focused treasury and decentralized finance solutions company,” marking one of the most radical pivots in the energy sector. The firm has partnered with BitGo, a leading digital asset custodian, to securely manage up to $100 million in crypto assets.
Kevin Chin, Executive Chairman of VivoPower, emphasized that XRP’s ability to facilitate instant international wire payments aligns seamlessly with the company’s global operations through its subsidiaries Tembo (electric vehicles) and Caret Digital (healthtech logistics).
This strategic pivot also paves the way for spinning off these subsidiaries, allowing VivoPower to concentrate on digital asset innovation—a rare but increasingly viable path for traditional industries.
Wellgistics Health, Inc.: Healthcare Payments Go On-Chain
Wellgistics Health, Inc., a U.S.-based pharmaceutical distribution and healthcare infrastructure company, has entered the crypto space with a $50 million Equity Line of Credit (ELOC) aimed at integrating XRP into its core operations.
The company plans to use XRP for two primary purposes:
- Strengthening treasury reserves with a liquid, high-potential digital asset
- Developing a real-time payments infrastructure to streamline supply chain transactions
In an industry plagued by banking delays and opaque financial flows, XRP offers unprecedented speed and transparency. By adopting XRP, Wellgistics aims to reduce settlement times from days to seconds, enhance auditability across its logistics network, and align with broader trends in healthcare digitization.
This move positions Wellgistics as a trailblazer in applying blockchain technology to solve real-world inefficiencies in medical supply chains.
Frequently Asked Questions (FAQ)
Q: Why are companies investing in XRP instead of other cryptocurrencies?
A: Companies choose XRP due to its proven utility in fast cross-border payments, minimal transaction fees, and strong compliance framework. Unlike many speculative tokens, XRP is already integrated into real financial systems via RippleNet.
Q: Is XRP considered legal tender or just an investment asset?
A: XRP is not legal tender but functions as a digital asset used for value transfer. Corporations treat it as both an investment and an operational tool for international settlements.
Q: How do companies store large amounts of XRP securely?
A: Firms typically partner with regulated custodians like BitGo or use institutional-grade wallets with multi-signature security protocols to protect their holdings.
Q: Can small businesses benefit from using XRP like these corporations?
A: Yes. Small businesses involved in international trade can use XRP to reduce remittance costs and accelerate payment cycles—similar benefits enjoyed by larger firms.
Q: Does investing in XRP expose companies to regulatory risks?
A: While regulatory scrutiny exists—particularly around classification—many firms mitigate risk through compliance partnerships and transparent reporting practices.
Q: Will more companies follow this trend in 2025?
A: Yes. As institutional confidence grows and use cases expand beyond payments into DeFi and tokenization, more enterprises are expected to adopt XRP as part of their financial strategy.
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Final Thoughts: The Rise of Enterprise XRP Adoption
The surge in corporate treasury investments in XRP signals more than just financial diversification—it reflects a fundamental shift toward blockchain-powered finance. From automotive and healthcare to energy and mobility, companies are discovering that XRP isn’t just another crypto; it’s a tool for operational efficiency, global scalability, and future-ready innovation.
As market dynamics continue to favor digital assets with real-world utility, XRP stands out as a bridge between traditional finance and the decentralized future. With institutional adoption accelerating in 2025, the ripple effect may soon extend far beyond these five pioneers—ushering in a new era of enterprise blockchain integration.
Core Keywords: XRP treasury, corporate crypto investment, cross-border payments, institutional adoption of crypto, real-time settlements, blockchain in business, decentralized finance (DeFi), enterprise blockchain solutions.