Choosing the right cryptocurrency exchange involves more than just evaluating trading pairs or security features. For users in Taiwan and beyond, deposit and withdrawal methods, processing times, and transaction fees play a crucial role in deciding which platform best fits their needs.
If you're considering using BitoPro—a popular local exchange—this guide breaks down everything you need to know about its funding options, cash-out process, and fee structure. Whether you're new to crypto or looking to streamline your investment workflow, this overview will help you make an informed decision.
BitoPro Deposits: How to Add Funds
BitoPro supports two convenient deposit methods: bank transfers and convenience store payments. This flexibility makes it accessible for users regardless of whether they use online banking or prefer cash-based transactions.
To begin depositing, simply navigate to the “Deposit” section from the BitoPro dashboard or homepage.
BitoPro Deposit via Bank Transfer
Best for users who:
- Use online or mobile banking
- Need fast access to funds
- Plan to deposit large amounts
Bank transfers are one of the most efficient ways to fund your BitoPro account. Once you initiate a deposit, the platform provides a dedicated bank account number where you can send your funds.
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Key Details:
- Processing time: Typically credited within 5–15 minutes
- Maximum single deposit: Up to NT$1,500,000
- No deposit fee charged by BitoPro
⚠️ Important: You must transfer money from a bank account verified on your BitoPro profile. Even if another account is under your name, unverified accounts will result in failed deposits.
In rare cases—such as during bank system maintenance—processing may take longer. If your deposit doesn’t reflect after several hours, contact BitoPro’s customer support for assistance.
Tips for Large Transfers:
- For deposits over NT$300,000, consider linking BitoPro’s deposit account as a "trusted beneficiary" in your online banking to bypass transfer limits.
- Some banks offer free domestic transfers (especially via internet banking), helping reduce recurring costs.
BitoPro Deposit via Convenience Store
Ideal for users who:
- Don’t have online banking
- Prefer paying with cash
- Want to avoid ATM usage
- Value convenience and accessibility
For those without digital banking access, BitoPro offers deposit options through FamilyMart and Hi-Life (Hilife) stores—two of Taiwan’s largest convenience store chains.
Here’s how it works:
- Enter the desired deposit amount on the BitoPro app or website.
- Select either FamilyMart or Hi-Life to generate a payment barcode.
- Take the barcode to the nearest store and pay at the counter.
Important Notes:
- Minimum deposit: NT$100 (excluding fee)
- Daily limit: NT$20,000 (including fees)
- Barcode validity: 10 minutes only—after that, you’ll need to generate a new one
- Never share your barcode or pay someone else’s—this could lead to fraud or legal issues
This method is particularly useful for small, occasional top-ups but isn't ideal for regular or high-volume investors due to time and cost constraints.
BitoPro Withdrawals: Getting Your Money Out
Withdrawing funds from BitoPro is straightforward. After converting your cryptocurrencies into Taiwanese dollars (TWD), you can transfer the balance directly to your local bank account.
Navigate to the “Withdrawal” section in your account dashboard to get started.
BitoPro Withdrawal via Bank Transfer
The withdrawal process requires just a few steps:
- Confirm the currency (TWD) and correct bank details.
- Enter the withdrawal amount.
- Complete verification via email or SMS code.
Processing Schedule:
- Withdrawals submitted before 11:00 AM on a banking day are typically processed by 4:00 PM the same day
- Requests after 11:00 AM or on holidays will be processed by 4:00 PM on the next business day
While most transactions settle within 1–2 business days, actual timing depends on your bank’s internal processing speed.
Limits:
- Minimum withdrawal: NT$100
- Single transaction maximum: NT$2,000,000
- Monthly cap: NT$25,000,000 (resets on the 1st of each month)
Since BitoPro operates locally and uses domestic banking channels, users avoid the high international wire fees associated with offshore exchanges.
BitoPro Fees: Understanding the Costs
Transaction fees directly impact your investment returns over time. BitoPro maintains a transparent fee model across deposits and withdrawals.
Deposit Fees
| Method | Fee Charged |
|---|---|
| Bank Transfer | None (but your bank may charge NT$0–30) |
| Convenience Store | Flat NT$30 per transaction |
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Bank Transfer Fees:
While BitoPro doesn’t impose any fees, your sending bank might. Many banks offer a limited number of free interbank transfers per month, especially through online banking. Choosing such a bank can help eliminate recurring costs.
Convenience Store Fees:
Each deposit incurs a fixed NT$30 service charge, added to the total payment at checkout.
For example:
- Deposit amount: NT$1,000
- Total paid at store: NT$1,030
- Actual credited amount: NT$1,000
Due to this flat fee, frequent small deposits become costly. Additionally:
- Maximum per transaction (including fee): NT$5,000 → max deposit value = **NT$4,970**
- Daily cap (including fees): NT$20,000 → effective daily deposit limit = **NT$19,880**
Thus, users making regular or large deposits should opt for bank transfers to save both time and money.
Withdrawal Fees
BitoPro charges a flat NT$30 fee per withdrawal, deducted directly from the requested amount.
Example:
- Withdrawal request: NT$1,000
- Actual received: NT$970
As of March 1, 2025, this fee was standardized at NT$30 across all withdrawal amounts. Compared to overseas platforms that often charge higher international transfer fees, this remains competitive for local users.
Frequently Asked Questions (FAQ)
Q: Can I deposit from any personal bank account?
A: No. Only funds sent from a verified bank account linked to your BitoPro profile will be accepted. Transfers from unverified accounts—even if they’re under your name—will fail.
Q: What happens if my convenience store barcode expires?
A: Expired barcodes cannot be used. Simply generate a new one in the app or website and complete payment within 10 minutes.
Q: Are there hidden fees when trading on BitoPro?
A: Trading fees are separate and typically range between 0.1%–0.5%, depending on volume and promotion status. This article focuses only on deposit/withdrawal costs.
Q: Why choose BitoPro over global exchanges like Binance?
A: BitoPro simplifies TWD deposits/withdrawals without foreign exchange complications or high SWIFT fees. It's ideal for users who want quick fiat access in Taiwan.
Q: Is there a way to reduce withdrawal fees?
A: Since the fee is flat-rate, consolidating multiple small withdrawals into fewer larger ones helps minimize overall costs.
Q: Can I reverse a failed deposit?
A: Yes, but you’ll need to provide proof of transfer. The refund will be issued to the original sending account, and processing fees are borne by the user.
Final Thoughts
BitoPro stands out as a user-friendly cryptocurrency exchange tailored for the Taiwanese market. Its support for both bank transfers and convenience store deposits, combined with fast local withdrawals and predictable fees, makes it a solid choice for beginners and intermediate investors alike.
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Whether you're funding your first crypto purchase or managing ongoing trades, understanding these operational details empowers smarter financial decisions.
👉 Start optimizing your crypto transactions with efficient funding solutions today.