The future of investing is evolving—and at M1, we’re building tools that evolve with it. Today, we’re excited to announce that crypto investing is coming to M1, marking a significant expansion of our platform to meet growing investor demand.
Starting now, all M1 users can explore in-depth crypto research tools and begin designing personalized crypto Pies—custom portfolios tailored to your investment goals. In the coming weeks, eligible clients will gain full access to invest in their crypto portfolios, automate trades, and manage digital assets seamlessly alongside traditional investments—all within one integrated platform.
This isn’t just about adding another asset class. It’s about empowering you with the same principles that have always defined M1: automation, low cost, customization, and long-term thinking—now extended into the world of digital assets.
👉 Discover how automated crypto investing works on a modern platform
A Client-First Approach to Cryptocurrency
For years, our users have consistently ranked cryptocurrency as the most requested addition to the M1 platform. Nearly half of surveyed clients expressed interest in using M1 to invest in crypto—a clear signal that digital assets are becoming a meaningful part of personal investment strategies.
But we didn’t rush in. Instead, we took time to design a crypto experience that aligns with our core philosophy: investing over speculation, diversification over hype, and long-term growth over short-term volatility.
Our goal? To help you integrate crypto into your broader financial plan—not as a gamble, but as a deliberate, well-informed component of a diversified portfolio.
Designed for Simplicity, Automation, and Control
At its core, M1 is built around automation and ease. Now, those same strengths are applied to crypto investing:
- Build Custom or Expert-Designed Crypto Pies
Just like with stocks and ETFs, you can create fully customized crypto portfolios or choose from pre-built Model Portfolios based on strategic themes such as DeFi (Decentralized Finance), Web3, and Large-Cap Cryptocurrencies. Whether you're bullish on blockchain innovation or want exposure to top-tier coins like Bitcoin and Ethereum, you can structure your investments your way. - Set Target Allocations That Match Your Strategy
Decide how much of your overall portfolio should be allocated to crypto—and how that allocation should be distributed across individual assets. As your views change, so can your targets. This flexibility ensures your portfolio evolves with your financial journey. - Stay on Track with Dynamic Rebalancing
Crypto markets move fast. Prices shift daily, which can throw your original allocations off balance. With dynamic rebalancing, every deposit automatically adjusts your holdings to bring your portfolio back in line with your target strategy—without manual intervention. - Automate Investments with Recurring Deposits
Consistency beats timing. By setting up recurring deposits, you can apply proven long-term strategies like dollar-cost averaging (DCA) to crypto. This helps reduce the emotional impact of market swings and builds discipline into your investing process. - Enable Auto-Invest for Hands-Off Management
Let M1 do the work. Once enabled, Auto-Invest deploys uninvested cash automatically when your balance reaches $25 (or higher, if you set a minimum cash reserve). For example, if you want to keep $1,000 in reserve, investments trigger only when your balance hits $1,025—investing $25 while preserving your buffer. - Trade Commission-Free with Secure Custody
As always, there are no hidden fees or commissions. Your crypto assets are held in a secure custodial wallet powered by Apex Crypto, ensuring safety and compliance. Importantly, your holdings are never loaned out or pledged—your assets remain yours.
👉 Learn how secure, automated crypto portfolios can fit into your strategy
Who Is Crypto Investing Right For?
Cryptocurrency is a high-volatility, high-potential asset class. While it has grown into a trillion-dollar market—with over 20% of Americans having bought, traded, or used crypto—it’s not suitable for everyone.
Crypto may make sense for investors who:
- Already include digital assets in their long-term investment plan and want to consolidate everything on one platform.
- Follow a diversified strategy that includes exposure to high-risk, high-reward opportunities—and have done their due diligence on risk tolerance.
- Believe in the transformative potential of blockchain technology, decentralized finance, and digital ownership models.
That said, crypto investing comes with unique risks:
- Extreme price volatility: Sharp swings are common—even within a single day.
- Regulatory uncertainty: Unlike stocks or bonds, crypto operates under evolving legal frameworks.
- No FDIC or SIPC protection: Digital assets are not insured against loss.
- Potential for permanent loss: If security practices aren’t followed, recovery may not be possible.
As with any investment decision, consider how crypto aligns with your overall financial goals, time horizon, and comfort with risk.
The Future of Crypto on M1
We see cryptocurrency not as a trend, but as an emerging pillar of modern finance. From retail investors to major institutions, digital assets are capturing attention—and reshaping how people think about value, ownership, and financial freedom.
While some traditional investors remain skeptical, others are actively allocating capital to blockchain-based innovations. At M1, we believe informed choice matters most. That’s why we’re providing the tools to let you decide—based on your own research and strategy—whether and how crypto fits into your future.
Over the next phase, we’ll continue expanding our offerings based on user feedback. Expect more coins, enhanced research features, and deeper integration between traditional and digital asset management—all designed to give you greater control and clarity.
Frequently Asked Questions (FAQ)
Q: When can I start investing in crypto on M1?
A: As of now, all users can explore crypto research and build crypto Pies. Full investing capabilities will roll out in the coming weeks, starting with early access for eligible clients.
Q: Which cryptocurrencies will be available?
A: We’re launching with up to 10 major coins, including Bitcoin (BTC) and Ethereum (ETH), focusing on large-cap, liquid assets. Additional cryptocurrencies will be added over time.
Q: Is there a minimum investment amount?
A: Yes. Auto-invest triggers when your uninvested cash balance reaches $25 (after accounting for any minimum cash reserve you set).
Q: Are my crypto assets safe on M1?
A: Absolutely. Your holdings are stored in a secure custodial wallet managed by Apex Crypto. They are not lent out or used as collateral.
Q: Can I transfer existing crypto into my M1 account?
A: No. At this time, external transfers or wallet imports are not supported. All crypto investments must be purchased directly through M1.
Q: Will I pay fees or commissions to trade crypto?
A: No. All crypto trades on M1 are commission-free.
The launch of crypto investing on M1 represents a new chapter—not just for our platform, but for thousands of investors seeking smarter, more automated ways to engage with digital assets.
Whether you're new to crypto or already hold positions elsewhere, M1 gives you the tools to invest thoughtfully, automate consistently, and stay aligned with your long-term vision.